Work · May 12, 2026
Capacity Planning When Half the Team Is Part Time
Three day weeks and shared roles do not divide cleanly into sprints. How to plan capacity around fractional days, split reporting lines and part time cover.
By Sicherhaven
Blog
Writing on finance and technology
What we read and think about in financial technology: wealth management, security, sustainable finance, and where AI fits into all of it.
Latest posts, page 8
Money · May 12, 2026
Card Insurance and Add On Fees You Can Switch Off Today
How to find the optional recurring charges hiding on a UAE card statement, decide which ones you actually need, and the exact wording to cancel them.
By Sicherhaven
Events · May 12, 2026
Catering Headcount for a Kerala Sadya Style Event Without Waste
How to order sadya against expected turnout, when to lock the count with your caterer, and the top up arrangement that beats over ordering by a hundred plates.
By Sicherhaven
Work · May 12, 2026
Choosing Between Adding a Module and Adding Another Tool
HR wants something your project tool cannot do. A decision guide for adding a module versus buying a separate tool, with the integration cost stated plainly.
By Sicherhaven
Money · May 12, 2026
Free Trials That Renew Quietly: Nine Services to Check This Week
Free trials convert to paid without a warning email. Nine service types that quietly renew on UAE cards, and the reminder to set on day one.
By Sicherhaven
Events · May 12, 2026
Getting Around Kochi Without a Car: Metro, Ferry and Auto Costs
Kochi is easy without a car if you know which service covers which route. What the metro, water metro, ferries and autos each do, and how to check fares.
By Sicherhaven
Events · May 12, 2026
How Many People You Need to Cover a Temple Festival Season
Listing and verifying hundreds of Kerala temple festivals in a compressed window. What the workload looks like week by week and where a small team runs out.
By Sicherhaven
Work · May 12, 2026
Inside SicherOne: How Project Records And HR Records Sit Together
A plain walkthrough of what one shared set of records means day to day in SicherOne, and which modules a team can take on their own without the rest.
By Sicherhaven
Events · May 12, 2026
Kozhikode in the Monsoon: Why June Is the Local Favourite
Rain season food, the beach in storm light, Ayurveda treatment season and lower room rates: why people from Kozhikode rate June above the dry months.
By Sicherhaven
Events · May 12, 2026
Reaching a Village Festival Without a Car: Buses, Autos and the Last Train
How to reach a village festival in Kerala without a car: bus patterns for night events, what autos cost after midnight, and when to plan a stay instead.
By Sicherhaven
Money · May 12, 2026
Rent Loan or Four Cheques? Doing the Arithmetic Properly
A rent loan buys the one cheque discount, and costs interest and fees to do it. How to compare it against four cheques using your own numbers.
By Sicherhaven
Money · May 12, 2026
Salary Transfer Rules and Minimum Income for UAE Cards
What UAE banks ask for at each income band, what a salary transfer commits you to, and how your options change if you keep your salary somewhere else.
By Sicherhaven
Money · May 12, 2026
Timing Remittances When the Dirham Is Pegged to the Dollar
The dirham is pegged to the US dollar, so timing your remittance means watching your home currency, not the dirham. Here is what actually moves your rate.
By Sicherhaven
Industry · May 12, 2026
How the UAE Went From Cash on Delivery to Tap and Pay
Cash on delivery once ran online shopping in the Emirates. Here is the plain sequence of how payment habits moved to cards, wallets and contactless at the till.
By Sicherhaven
Events · May 12, 2026
Village Boat Festivals Around Alappuzha That Tour Groups Never Reach
Small kayal races and temple water processions in the villages around Alappuzha, the months they usually fall in, and how to reach them by local ferry.
By Sicherhaven
Money · May 12, 2026
What a UAE Spending App Taught Us About Advisory Only AI at Work
Building a card tool that recommends but never acts changed how we think about workplace agents, and what people actually trust software to do on their behalf.
By Sicherhaven
Money · May 11, 2026
Tracking the Card Taps Under 30 AED That Never Feel Like Spending
Small contactless payments slip out of memory entirely. A two week tally shows what the taps under 30 AED actually add up to, without an app.
By Sicherhaven
Money · May 8, 2026
Building a Three Month Emergency Fund When Your Visa Is Tied to Your Job
Standard emergency fund advice assumes losing a job costs you income. When your visa is tied to it, the fund has to cover more than three months of bills.
By Sicherhaven
Events · May 7, 2026
Pricing Tickets in Rupees When Everyone Expects Free Entry
How to start charging for an event whose audience always came free: choosing a first price, making the ticket feel fair, and wording the change honestly.
By Sicherhaven
Events · May 6, 2026
How Far Ahead to Announce: Three Weeks, Six Weeks or Three Months
How far ahead to announce an event: why three months flattens urgency, why three weeks is too tight for travel, and what to release in stages instead.
By Sicherhaven
Money · May 6, 2026
How Many Credit Cards a UAE Household Actually Needs
Most UAE households need a small deliberate set of credit cards. Here is how to pick them by spending category and what the fourth and fifth card really cost.
By Sicherhaven
Events · May 6, 2026
Nercha Festivals in Malabar and Who Is Welcome at Them
Nercha feasts at Malabar mosques involve processions, shared food and large night crowds. Who can attend, what happens, and how to behave if you go.
By Sicherhaven
Work · May 6, 2026
Spreadsheet Or Project Tool: The Point Where The Sheet Stops Working
Four specific points where a project spreadsheet stops working: concurrent edits, history, dependencies and ownership. Plus how to move without losing the team.
By Sicherhaven
Events · May 6, 2026
Twenty Kathakali Hand Gestures That Cover Most of the Story
Twenty Kathakali mudras explained in plain language, with what each hand shape looks like and the meanings it carries, so you can follow a performance.
By Sicherhaven
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